Tucked away in a charming 55+ community in Apollo Beach, this home has everything a retiree, soon-to-be retiree, or seasonal resident would want in a home. You'll have two large bedrooms, a split floor plan, and two baths (one with a full tub, and the master with a walk in shower). The open living room and kitchen area boasts an adorable eat-in breakfast nook. Colors are neutral, so decorating will be easy - even the furniture stays. The kitchen includes a stove, and a stainless dishwasher and refrigerator. The HVAC is only a year old. There is a window over the kitchen sink, and a 240 square foot Florida room, both looking out onto the large landscaped lot. If you are an interested gardener, you will find a variety of plants that are happy with the Florida weather, including popular succulents, perennial ornamental grasses, and plumeria. This community, Caribbean Isles Residential Cooperative, has no lot rent, as the value of the lot is included in the Cooperative Share when you purchase your home. The maintenance fee is only $184 per month. The community has three gates, a private boat and kayak launch, a lagoon, a heated pool and clubhouse with a library, craft room, game room and huge meeting space. Bring your RV, boat or water toys and store them on the property in the 10 acre storage lot for a reasonable $120 per space per year. Pet friendly too, with a new dog park that opened in 2021 (pet size and number restrictions apply). Join the residents for free coffee and donuts every Thursday, Bingo on Wednesdays, and then attend some of the many social events and parties scattered throughout the year. The home is located in a quiet neighborhood on Saint Thomas Island. While totally surrounded by water on four sides, it has a charming bridge access. Stop in for a visit and see if this home meets your dreams for relaxation, comfort, social connections and value.